When can I use Access Gap Cover?

You can ask to use it when you're referred to a specialist for treatment or surgery as an inpatient being admitted to hospital. 

Once you've got a referral for a specialist, follow these steps; 

  1. Use our ‘Find an Access Gap Doctor’ tool to call specialists in your area to ask about their fees before making an initial appointment. You can take a referral to any specialist, not necessarily the one named in your referral letter.
  2. Ask your preferred specialist the following; 
    1. Would you treat me under Police Health's Access Gap Cover arrangements?
    2. Will I incur any personal out of pocket expenses for my treatment and if so, can you give me a written estimate of how much?
    3. Will any assisting doctors also use Access Gap Cover? This refers to other specialists including anesthetists.
    4. Are you prepared to send the bill to Police Health directly, so that they can claim my Medicare benefit on my behalf and send the payment back to you? 

Find a specialist now