Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*
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Simply the best health cover 

Health insurance can be confusing, so we make it simple by offering only top-level Hospital and Extras cover to make sure you and your loved ones have the best protection against the unexpected.

Hospital Cover worth its weight in Gold

We believe health insurance should cover you for the unexpected, not picking and choosing what is included in your health insurance by trying to predict the future. Our Gold Hospital cover has no exclusions, no excess and no copayments, and is more affordable than our big-name competitors.*

Better value Extras

Discover health insurance that's been made with the policing community in mind, and with the ethos of putting our members before profit, providing a range of unique benefits on offer to help you see the most value from your Extras. Things like, rollover of unused limits on most extras from one year to the next, higher limits on the things you need most and up to 80% back on most Extras at your choice of provider.*

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. From the routine to the unexpected, with Gold Combined you'll always know we've got your back.

Gold Hospital Cover

Affordable Gold Hospital Cover that offers complete peace of mind, with no excesses, co-payments, or exclusions*.

Rolling Extras

With up to 80% back on most benefits and a unique benefit rollover*, with Rolling Extras cover you can get great rebates at your choice of provider*, whenever you need them.

Switching to Police Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.