Capital Adequacy
The assets held above the APRA minimum requirement as set out in HPS110 Capital Adequacy at 30 June 2025 is set out below.
|
Amount '000 |
|
|---|---|
| Capital Base | |
| Net Assets | 95,867 |
| Regulatory adjustments applied in the calculation of Common Equity Tier 1 Capital | 1,036 |
| Common Equity Tier 1 Capital | 96,903 |
| Total Capital Base | 96,903 |
| Prescribed Capital Amount | |
| Insurance Risk Charge | 44,950 |
| Asset Risk Charge | 8,468 |
| Operational Risk Charge | 5,564 |
| Less: Aggregation Benefit | (6,042) |
| Total Prescribed Capital Amount | 52,940 |
| Capital Adequacy Multiple | 1.83 |