What does Police Health's pregnancy cover include?

 It can assist with the costs of private hospital care, your obstetrician's fees related to your admission in hospital, and potentially other pregnancy-related services. 

Our Gold Hospital cover includes 

  • 100% of midwifery, labour ward and theatre fees at Contracted Hospitals 
  • Accommodation fees – the room you'll stay in at the hospital 

It also includes the gap for medicare-eligible services for fees for Obstetricians, Anaesthetists, Radiologists, and Pathologists while you are an in-patient in hospital. At a minimum, we will cover the difference between the Medicare rebate and the Medicare Benefits Schedule (MBS) Fee.  

If your doctor chooses to use our Access Gap Cover and charge the schedule of fees of that scheme, we can cover up to 100% of the doctor’s agreed fee . 

It’s important to note that private hospital insurance cannot be used to help cover Obstetrics fees during any out-patient appointments and out-of-pocket costs will apply, as these are covered by Medicare.  

If you take out our Gold Combined cover, the Extras component can help cover some of the cost of services you may turn to help you feel more comfortable throughout your pregnancy, including;