What are Police Health's waiting periods for pregnancy cover?

Police Health's pregnancy and birth cover waiting periods are 12 months, just like all health insurers in Australia.  

To be eligible for benefits, your baby’s delivery date (not ‘expected’ or ‘due’ date) must be after you've finished your 12 months waiting period.  

This means, if you want private hospital care during your pregnancy and labour, you’ll need to take out our Gold Hospital cover before you're pregnant. 

If you’re already pregnant but only joined or upgraded your hospital cover in the last 12 months, your benefits may be lower or you may not be entitled to any benefits. 

Call us on 1800 603 603 to find out more.