Is my baby automatically covered?

You’ll need to officially register your newborn baby on your health insurance policy with Police Health. 

If you’re already on a Family policy (including Couples) or Single Parent Family policy with us, you need to add your baby within six months of birth. 

Assuming there are no other changes to the policy, this won’t change your premium. 

However, if you’ve been on a Single policy, you’ll need to upgrade to either a Family or Single Parent family policy within two months of your baby’s birth and back pay the difference in premiums from the date of your baby’s birth. 

Your baby will assume the same level of cover as you from birth, so if you’ve served all waiting periods, then so has your baby. 

By serving your 12 month hospital waiting periods before giving birth, your newborn will be covered if they need to be admitted into hospital in their own right.  

This normally only happens if there are complications For more information, read our pregnancy and birth guide.