Share the benefits of Police Health with a friend and you’ll both receive a $100 GiftPay card.^ Just have them join with the promo code VICREFER25 and mention your name.
$100 for me, $100 for you – it’s that easy. Hurry, offer only available for the first 20 signups!
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What you need to know:

  • Offer runs for new members joining from 16 September until the earlier of 31 October 2025 or when a total of 20 new members have joined.
  • Both the referring Police Health member (aged 18+ with an active policy) and the ‘new member’ receive a $100 digital GiftPay card.
  • To be eligible, the ‘new member’ must remain a Police Health member for 30 days from their join date (cooling-off period served).
  • Once the above eligibility criteria is met, gift cards will be issued within 1-2 weeks via email.
  • A ‘new member’ must not have held a Police Health policy in the last 4 months. Policy changes (e.g., single to family) do not qualify.
  • Only one gift card per policy.
  • Promotion code VICREFER25 and the referrer’s name must be provided at application.
  • Not available if the member’s policy is suspended/in arrears or in conjunction with other offers.
  • GiftPay cards can be used at 100+ in-store and online brands, recipients choose where to spend.
  • Gift cards are not refundable for cash and are subject to GiftPay’s T&Cs: giftpay.com.au

View the full terms and conditions here.

Who is eligible?

We proudly offer our exclusive top-level cover to more of the policing family than ever before.

Police Officers & Employees

Current, retired or former police officers and employees of Australian state territory or federal police departments.
Check your eligibility

Union & Association Employees

Current, retired or former employees or volunteers of police unions and associations in Australia.
Check your eligibility

Family members

Parents, Children, Grandchildren, Siblings, Spouse / Partner (current or former) of Officers or Employees.
Check your eligibility

Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. 

  • Everything covered under Gold Hospital
  • Everything covered under Rolling Extras 
  • Additional benefits for corrective laser eye surgery*
Learn more

Gold Hospital Cover

Enjoy complete peace of mind with Gold Hospital Cover that is more affordable than our big-name competitors*.

  • No Excess*
  • No Co-Payments*
  • No Exclusions*
  • Unlimited Ambulance*
Learn more

Rolling Extras

Get better value for money with our unique Rolling Extras benefits — made with the policing community in mind. 

  • Up to 80% back at your choice of provider*
  • Rollover unused limits from the prior year*
  • Higher limits on the things you need most*
Learn more

Switching to Police Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.