Health insurance and pregnancy

Navigating the world of private health insurance when you're thinking about pregnancy can be confusing, so we're here to provide clear information on what you should know.

We’ve broken it down into what you should know before you have your baby, during your birthing process, and after you have your baby.

We also talk to you about In vitro fertilization (IVF), all of which can be accessed through the links below.

Before you have your baby

  • Police Health’s recommended cover
  • Waiting periods
  • Making sure your newborn is covered
  • What to do if you're expecting twins or more
  • Public hospitals and private hospitals
  • Pregnancy and prenatal support programs
  • Out of pocket costs
Get started and prepare for your pregnancy

During your pregnancy

  • Pregnancy coverage
  • Gold Hospital benefits
  • Midwifery, labour ward and theatre fees
  • Accommodation fees
  • Fees for Obstetricians, Anaesthetists, Radiologists and Pathologists 
  • Rolling Extras benefits
  • What’s not covered
  • Admitting your baby to hospital
Find out what you need to know

After you have your baby

See what support options are available

IVF and assisted reproductive services

  • What’s covered
  • Quotes
  • What’s not covered
See how we can help you with IVF

Pregnancy and Police Health

Explore our comprehensive resources tailored to every stage of your pregnancy journey: from preconception to postpartum care, and even IVF assistance.

1. Before you have your baby

Make sure you're covered and aware of upcoming costs.

2. During pregnancy

Find out how our Gold Hospital and Rolling Extras cover can help.

3. After pregnancy

See how our Rolling Extras and support programs can help.

IVF and assisted reproductive services

Find out what you're covered for and not covered for.
Please note

Some content on this web page is obtained from external sources. Although we make every effort to ensure information is correct at the time of publication, we accept no responsibility for its accuracy. Health-related articles are intended for general information only and should not be interpreted as medical advice - please consult your doctor. By opening, viewing or using this webite, you acknowledge that you have read and unreservedly accept these Terms & Conditions