Top
Hospital provides the cover you'll need for treatment in any hospital
or day-surgery (private or public) anywhere in Australia, giving you
and your family complete freedom of choice in your health care.
Benefit for benefit, contribution for contribution, Police Health
Top Hospital offers great value cover.
| Benefit
|
Cover
|
Private
hospital overnight accommodation charges
(including private room) |
100% |
| Private
hospital same day accommodation charges |
100% |
| Accommodation
charges for private patients in public hospitals |
100% |
| Same
day treatment as a private patient in a public hospital |
100% |
Medigap
(i.e. the difference between Medicare rebate and scheduled fee) |
yes |
Access
Gap Cover, covering doctors' charges over and above
the Scheduled Fee. (see Frequently Asked
Questions) |
yes |
| Government
defined prostheses |
yes |
| Day
Hospital facilities |
100% |
| Operating
theatre, labour ward and procedure room |
100% |
| Approved
outpatient services |
100% |
| Approved
drugs and medicines dispensed when in hospital |
100% |
| (All
percentages shown are of recognised fees) |
Police Health Brochure
Further information is available in Police Health’s product brochure – Click Here (Download 1.2MB PDF)
Recognised Health Providers
Recognised health providers are those who are in private practice in Australia and recognised by Police Health.
We only pay benefits for services by these providers.
If you wish to ensure that your provider is covered by Police Health please contact us prior to treatment.
Police Health WA Benefits (Download PDF 832KB)
The generous maximums shown here are calendar year allowances per person unless stated otherwise. On many of these annual limits we’ll actually give you up to 2 years in which to use them. We call this our Rollover Benefit.
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Standard Information Statements
The Federal Government require all health funds to have available their Standard Information Statements. Click the links below to download the Standard Information Statement for this product.
Single Top Hospital
http://www.privatehealth.gov.au/dynamic/download.ashx?id=SPE/H2/W0000S
Family & Couple Top Hospital
http://www.privatehealth.gov.au/dynamic/download.ashx?id=SPE/H2/W0000F
Single Parent Family Top Hospital http://www.privatehealth.gov.au/dynamic/download.ashx?id=SPE/H2/W0000P
For further information on the Standard Information Statements please click on the link provided. http://www.privatehealth.gov.au/
Premiums for Top Hospital - (effective 01/04/2011)
| FAMILY (& COUPLES) COVER |
Payment Method |
Without Rebate |
30% Rebate (Under 65 yrs)* |
35% Rebate (65-69 yrs)* |
40% Rebate (Over 70 yrs)* |
| Fortnightly Direct Debit |
$112.20 |
$78.50 |
$72.90 |
$67.30 |
| Fortnightly Payroll |
$115.40 |
$80.75 |
$75.00 |
$69.20 |
| Quarterly |
$752.70 |
$526.85 |
$489.25 |
$451.60 |
| Half Yearly |
$1,482.80 |
$1,037.95 |
$963.80 |
$889.65 |
| Yearly |
$2,920.40 |
$2,044.25 |
$1,898.25 |
$1,752.20 |
| * Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here. |
| |
| SINGLE PARENT FAMILY COVER |
Payment Method |
Without Rebate |
30% Rebate (Under 65 yrs)* |
35% Rebate (65-69 yrs)* |
40% Rebate (Over 70 yrs)* |
| Fortnightly Direct Debit |
$100.70 |
$70.45 |
$65.45 |
$60.40 |
| Fortnightly Payroll |
$103.50 |
$72.45 |
$67.25 |
$62.10 |
| Quarterly |
$675.05 |
$472.50 |
$438.75 |
$405.00 |
| Half Yearly |
$1,329.85 |
$930.85 |
$864.40 |
$797.90 |
| Yearly |
$2,619.25 |
$1,833.45 |
$1,702.50 |
$1,571.55 |
| * Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here. |
| |
| SINGLE COVER |
Payment Method |
Without Rebate |
30% Rebate (Under 65 yrs)* |
35% Rebate (65-69 yrs)* |
40% Rebate (Over 70 yrs)* |
| Fortnightly Direct Debit |
$56.10 |
$39.25 |
$36.45 |
$33.65 |
| Fortnightly Payroll |
$57.70 |
$40.35 |
$37.50 |
$34.60 |
| Quarterly |
$376.35 |
$263.40 |
$244.60 |
$225.80 |
| Half Yearly |
$741.40 |
$518.95 |
$481.90 |
$444.80 |
| Yearly |
$1,460.20 |
$1,022.10 |
$949.10 |
$876.10 |
| * Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here. |
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Important note: The rates shown on this table are base rates applying to members who are up to 30 years old if you are transferring from another fund we will honour the certified age of entry you have with them. Otherwise if you're a single person, work out the rate applicable to you at your current age by adding 2% for every year over 30 (eg, if you're 40, you should load the rate by 10 years x 2%, or 20%). If you have a family membership covering at least two adults, each adult in the membership adds 1% for each year that they are over 30, then add the two together.
The 2% loading
for every year over 30 is part of the Federal Government's Lifetime
Health Cover initiative.
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