Top
Hospital provides the cover you'll need for treatment in any hospital
or day-surgery (private or public) anywhere in Australia, giving you
and your family complete freedom of choice in your health care.
Benefit for benefit, contribution for contribution, Police Health
Top Hospital offers great value cover.
Accommodation
charges for private patients in public hospitals
100%
Same
day treatment as a private patient in a public hospital
100%
Medigap
(i.e. the difference between Medicare rebate and scheduled fee)
yes
Access
Gap Cover, covering doctors' charges over and above
the Scheduled Fee. (see Frequently Asked
Questions)
yes
Government
defined prostheses
yes
Day
Hospital facilities
100%
Operating
theatre, labour ward and procedure room
100%
Approved
outpatient services
100%
Ambulance
(clinically required transport only)
100%
Approved
drugs and medicines dispensed when in hospital
100%
(All
percentages shown are of recognised fees)
Standard Information Statements
The Federal Government require all health funds to have available their Standard Information Statements. Click the links below to download the Standard Information Statement for this product.
Contribution
rates Top Hospital - (effective 1/4/08)
FAMILY COVER
Payment Method
Without Rebate
30% Rebate (Under 65 yrs)*
35% Rebate (65-69 yrs)*
40% Rebate (Over 70 yrs)*
Fortnightly PCU Direct
$115.60
$80.90
$75.10
$69.35
Fortnightly Payroll
$118.80
$83.15
$77.20
$71.25
Quarterly
$775.00
$542.50
$503.75
$465.00
Half Yearly
$1,526.60
$1,068.60
$992.25
$915.95
Yearly
$3,006.45
$2,104.50
$1,954.15
$1,803.85
* Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here.
SINGLE PARENT FAMILY COVER
Payment Method
Without Rebate
30% Rebate (Under 65 yrs)*
35% Rebate (65-69 yrs)*
40% Rebate (Over 70 yrs)*
Fortnightly PCU Direct
$103.00
$72.10
$66.95
$61.80
Fortnightly Payroll
$106.10
$74.25
$68.95
$63.65
Quarterly
$692.05
$484.40
$449.80
$415.20
Half Yearly
$1,363.30
$954.30
$886.10
$817.95
Yearly
$2,685.05
$1,879.50
$1,745.25
$1,611.00
* Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here.
SINGLE COVER
Payment Method
Without Rebate
30% Rebate (Under 65 yrs)*
35% Rebate (65-69 yrs)*
40% Rebate (Over 70 yrs)*
Fortnightly PCU Direct
$57.80
$40.45
$37.55
$34.65
Fortnightly Payroll
$59.40
$41.55
$38.60
$35.60
Quarterly
$387.50
$271.25
$251.85
$232.50
Half Yearly
$763.30
$534.30
$496.10
$457.95
Yearly
$1,503.25
$1,052.25
$977.10
$901.95
* Contribution rates available on lodging Federal Government Rebate application form with Police Health. For details on how to determine which level of rebate you are eligible for click here.
Important note: The rates shown on this table are base rates applying to members who are up to 30 years old if you are transferring from another fund we will honour the certified age of entry you have with them. Otherwise if you're a single person, work out the rate applicable to you at your current age by adding 2% for every year over 30 (eg, if you're 40, you should load the rate by 10 years x 2%, or 20%). If you have a family membership covering at least two adults, each adult in the membership adds 1% for each year that they are over 30, then add the two together.
The 2% loading for every year over 30 is part of the Federal Government's Lifetime Health Cover initiative.
To view or print
Police Health's Key Features Statement for this product, click here - (244KB PDF)
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