Ensuring your new born is covered

 

If you are an expecting adult* on a Family, Couple or Single Parent Family policy that includes hospital cover:

  • Your baby will be immediately covered for treatment provided the policy contributor has served the appropriate waiting periods.
  • You need to officially add your baby to your policy within six months of birth for the baby to be eligible for cover as it applies to the contributor of the policy (i.e. any waiting periods served by the contributor covered by the same policy will also be taken as served by the new baby). The baby's cover will be backdated to the date of the birth, provided they are registered within those first six months. This will not affect your premiums.
  • If the baby is not registered within six months of birth, the child will be treated as a new member and all waiting periods will apply.

 * The term 'adult' refers only to the adults defined in the policy, therefore excluding child dependents on the policy regardless of their age.

If you are the expecting adult on a Single policy that includes hospital cover:

  • Your baby will not be covered for treatment.
  • To add your new baby to your policy, you will need to contact Police Health within 2 months of birth and update your policy to either Family cover or Single Parent Family cover in order for the baby to be eligible for cover as it applies to the Contributor (i.e. any waiting periods served by the Contributor covered by the same  policy will also be taken as served by the new baby). Cover will be backdated to the date of birth, and any additional premiums will be payable from the date of birth.
  • If the baby is not registered within two months of birth, the child will be treated as a new member and all waiting periods will apply.